0 to 10 in 5!

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0 to 10 to 5!

Before I get into my 0-10-5 wealth formula, I want to take you back to a time when I was forced to make a career decision.

We had just returned to Canada after living in another country for 3 fabulous years!  I have to say, I got pretty used to the amazing mediterranean weather, afternoon siestas, seaside air, long relaxing lunches, authentic Italian cuisine, and the luxury of not working for the first time in my life.

This was the taste of an amazing lifestyle most people only dream of!

However, now that I was back, reality set in and I knew it was time for me to figure out how to make money and create my own wealth.  With the idea of entrepreneurship turning over in my mind, I had to ask myself 2 key questions. “How could I earn the same kind of income that I had in my corporate training position?”  and “How could I work far less than the 60 hour work week that came with the job?”

Here’s what I discovered…

When you put things out to the universe, people and ideas start to show up in your life.  Shortly after leaving Italy, I was introduced to a wellness company that offered an independent sales rep position.  I would be working from home, rather than going to an office.  I wasn’t exactly sure how to be a home-based business owner, but I knew one thing…this vehicle would allow me to be there for our kids – a real dream come true!

I investigated it further and was impressed with the company and the people I would be working with, so I embarked on this new venture.  Even though I didn’t know anyone here in Ottawa, I somehow managed to build a network quickly.  The result was a very significant income with a solid customer base and a dynamic sales team.

Was it super easy?  

Not at all.  It took thinking, planning, and action, but it has been extremely rewarding and fulfilling.  Even with the learning curve and new skills to develop, I knew I had found my passion.  It was a new way of earning income, and the idea of residual passive income coming in month after month was very appealing.

It was time to invest!

I decided to take some of this residual income and invest in my first income property.  Shortly thereafter, I purchased another property, then another and another…with a goal to have 10 income properties in 5 years.  As a self taught investor, I was now making a difference in my life, but more importantly, helping others find quality homes to live in. 

It seemed hard to believe, but business building and creating wealth was happening.  My residual income business and my real estate investment business, both continue to grow in value and in equity.  As a lifelong learner, I studied Robert Kiyosaki’s cashflow quadrant and my goal was to be on the right side – the B & I quadrants – where freedom and wealth are created.

I share my story so that you can believe in the idea that anything is possible.

Years ago, I never imagined that I could actually build assets, double my net worth through my business efforts, and create seed money to purchase 10 properties within 5 years.

This was a goal that I put out there to the universe, but never really knew how to do it.  I just made a decision and applied the teachings from my mentors, and then it started to become my reality.

If I can do it, so can you!  It’s just a matter of taking the first step and then believing in your freedom plan.  If you’re serious about creating wealth for you and your family, contact me for a complimentary consultation.


About the author 

Deborah MacDonald

After almost 25 years as an entrepreneur, I continue to grow my business, my passive income streams and my wealth. And now I mentor others on their wealth journeys by teaching them how to fund their own freedom lifestyle.

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